Dear Ex,

I appreciate the Merry Christmas greeting. But did you really need to follow by saying you’ve received bad news from your mom? Sad to say that I don’t fully believe you. I would hope that you’re not using this bad news about your father - true or not - to get out of paying me back. I truly hope your dad is okay. However, if this is some plan of in attempt to not pay me back, then I’m sorry but either way I’d want you to pay me back by June. I’ve been waiting over 3 years for you to pay me back and no reason will keep me from getting my money back. Call me a bitch, but I’ve heard too many lies to even believe what you say.

P.S

I haven’t opened this thing for a long time Lol